In 2025, regeneration is no longer a niche ideal—it’s a strategic differentiator. From food and beverage to apparel and retail, consumer brands are moving beyond sustainability toward regenerative business models that restore ecosystems, strengthen supply chain transparency, and deepen consumer trust.

Mark Duffy, CFA, and the team at Lumora Consulting translate regenerative ambition into operational strategy—helping mid-market companies design, pilot, and scale practices that renew value across the entire value chain, from soil health to shelf-ready impact.

In 2025, Agentic AI—autonomous, goal-driven intelligence—is breaking beyond pilot projects and reshaping mid-market ESG strategies. These systems are empowering companies to proactively manage climate data, automate sustainability reporting, and optimize operational impact through self-directed workflows.

Mark Duffy, CFA, and Jennie Block unpack how Agentic AI tools are moving from buzzword to boardroom-ready: from predictive emissions modeling and supply-chain risk remediation to autonomous governance across ESG functions. This insight paper offers actionable examples, implementation checklists, and strategy frameworks for businesses ready to harness scalable, AI-driven sustainability transformation.

In 2025, consumer-facing industries face a widening sustainability gap. While major brands race ahead with eco-friendly packaging, many SMEs are still navigating the path. With 90% of consumers preferring sustainable packaging and 30% of companies reporting revenue growth after switching, the pressure is on.

Mark Duffy, CFA, and Lumora Consulting break down the latest in sustainable packaging trends, including next-gen barrier technologies, EPR compliance mandates, and cross-sector collaborations. This insight paper offers actionable guidance for SMEs ready to align with evolving consumer expectations, enhance brand resilience, and stay competitive in a rapidly greening market.

In 2025, cities worldwide are grappling with a triple challenge—urban growth, climate shocks, and strained budgets. From coastal flooding to aging infrastructure, metropolitan centers are being called on to move from passive resilience to proactive adaptation.

Mark Duffy, CFA, and Lumora Consulting dive into next-gen smart city strategies, green infrastructure, and sponge city concepts—highlighting data-driven tools, municipal ESG frameworks, and zero-carbon urban planning. This insight equips municipal leaders with practical pathways to secure climate grants, optimize infrastructure investment, and design more resilient, liveable communities.

In 2025, California organizations face an evolving climate disclosure landscape—and no business can afford to be behind. With SB 253 and SB 261 rolling out full GHG reporting and financial-risk disclosure, companies must navigate a maze of deadlines, enforcement pressure, and carbon accounting standards.

Mark Duffy, CFA and Rodel Urmatan offer a clear roadmap through the shifting regulatory terrain—detailing Scope 1–3 GHG timelines, CARB rulemaking, and emerging carbon border implications. This guide equips leaders with compliance checklists, auditing readiness strategies, and risk management frameworks designed to turn disclosure requirements into opportunities for resilience and competitive advantage.

In 2025, businesses face mounting pressure to build resilience not just around sustainability—but around climate volatility itself. From supply-chain shocks to regulatory stress tests, companies are seeking adaptive strategies that go beyond “responsible” to “resilient.”

Mark Duffy, CFA, and Lumora Consulting explore how organizations can operationalize climate resilience via ESG-driven risk frameworks, predictive analytics, and nature‑based solutions. This paper delivers actionable insights on measuring impact, securing insurance-grade planning, and reinforcing value chains—so businesses thrive—even as weather and market volatility intensify.

In 2025, innovation and sustainability converge as the tire industry accelerates toward a circular economy. With rising regulatory pressure and consumer demand, manufacturers are investing in low-carbon production, recovered materials, and blockchain-enabled supply chain transparency.

Led by Jennie Block and Mark Duffy, CFA, Lumora Consulting explores how emerging technologies—including hydrogen recovery from end-of-life tires—are redefining performance, compliance, and competitive edge. This paper highlights scalable innovations for tire producers, recyclers, and OEMs committed to a net-zero future.

In 2025, the retail and real estate sectors stand at a pivotal intersection of resilience and sustainability. With global supply chains under pressure and waste reduction now essential to both profit and purpose, businesses must evolve beyond incremental change.

Mark Duffy, CFA, and Jennie Block, alongside contributor Natalie Probstein, reveal how circular economy strategies, localized production models, and AI‑enabled digital tools are empowering brands to reduce waste, optimize operations, and drive competitive advantage. This insight paper delivers practical insights on climate‑aligned procurement, smart analytics, and scalable circular practices—designed to support retailers and real estate operators looking to build value in 2025 and beyond.

In 2025, small and mid-sized enterprises are navigating a rapidly shifting energy landscape—where access to liquefied natural gas (LNG) can mean the difference between volatility and stability. As fuel prices soar and emissions are scrutinized, LNG is emerging as a potential bridge fuel for resilient, low-carbon operations.

Mark Duffy, CFA, and Silver Enyinnia unpack the strategic case for LNG, from infrastructure readiness and regulatory compliance to carbon management and cost optimization. This guide equips SMEs with practical steps to evaluate LNG feasibility, assess environmental impact, and integrate LNG solutions into broader energy- and climate-resilience planning.

In 2025, food and beverage SMEs face mounting pressure as Scope 3 emissions, evolving supply chain risks, and rising consumer sustainability expectations reshape the competitive landscape. From farm to shelf, transparency and accountability are no longer optional—they’re essential to growth.

Mark Duffy, CFA, and Lumora Consulting explore how small and mid-sized food companies can lead with purpose—navigating complex ESG demands through practical strategies in carbon footprint tracking, supplier engagement, and regenerative sourcing. This insight highlights emerging risks, new tools, and smart steps toward long-term brand resilience.